Black & LoBello on the Radio
Click here to listen to the Legal Hour on KDWN AM720 from August 31st, 2011 in which Managing Partner, Tisha Black Chernine, Esq., discusses the Landlord/Tenant parking lot issues, mortgages sold to other lenders, bankruptcy issues, lender violations of consumer privacy rights, construction defect issues and estate planning to protect against creditors. Please tune in to AM720 KDWN’s […]
SB 414 Restricts Banks
Senate Bill No. 414 was introduced to address some of the consequences of the downturn in the current real estate market. Section 2 of the Bill was intended to prevent a bank from calling a commercial mortgage loan due if the borrower is not in default. That section was quickly eliminated by amendment from the […]
Win For Nevada Homeowners
A group of lobbyists, hired by some of the country’s largest banks, tried to convince the Nevada Legislature to reduce the homestead exemption from its current amount of $550,000. A homestead exemption is a statutory protection that exempts your primary residence from execution by your creditors. In Nevada, pursuant to N.R.S. 21.090, the homestead exemption […]
How To File Bankruptcy: The Series – Part 8
10 Warning Signs of Mortgage Modification and Foreclosure Rescue Scams
“Pay us $1,000 now, and we’ll save your home.” Fees that are thousands of dollars and are to be paid up front or in partial payments are a sign of potential fraud. Companies cannot collect fees until you have a written, acceptable offer from your lender or servicer and a written description of the key […]
How To File Bankruptcy: The Series – Part 1
Can I keep my credit cards after I file bankruptcy?
Debtor, Collectors and You
The United States has always fostered the entrepreneurial spirit but entrepreneurialism comes with a price. Many famous entrepreneurs tasted the bitter pill of failure before finding success. For instance Sam Walton, Henry Ford, and J.C. Penny’s first endeavors were utter failures. But what allowed these, and other entrepreneurs, the ability to succeed is the idea […]
What are some legal defenses I can use against foreclosure?
Report Indicates Nevadans are “Walking Away” From Distressed Properties
The Nevada Association of Realtors (hereinafter “NVAR”) recently released a report entitled “Face of Foreclosure.” This report paints a rather grim picture. It reports that more than 20% of Nevada homeowners have strategically defaulted and allowed a foreclosure to occur rather than pursuing other alternatives. The NVAR report explored the reason that people went to […]