Black & LoBello on AM720 KDWN
Click here to listen to the Legal Hour on KDWN AM720 from January 11th, 2012 in which Managing Partner, Tisha Black Chernine, Esq., discusses breach-of-contract issues (3:05), short sale approval during the foreclosure process (5:34), if quit claiming fix credit issues (11:00), how safe is it to refinance (15:20), New York’s investigation forced placed insurance policies (19:50)(31:10), how the […]
Black & LoBello on AM720 KDWN
Click here to listen to the Legal Hour on KDWN AM720 from January 4th, 2012 in which Managing Partner, Tisha Black Chernine, Esq., discusses recent case law regarding homeowners’ right to sue lenders under HAMP or HAFA (2:40), how to dispute NODs (4:05), the book Chasing Goldman Sachs by Suzanne McGee and what it says about how Fannie Mae and Freddie […]
Did MERS Mess Up Everything?
MERS stands for Mortgage Electronic Registration System and, as a company, represents some of the most difficult issues Nevada must deal with as part of the mortgage crisis. Normally, when a person gets a loan for a property in Nevada, the loan is secured by a deed of trust (“DOT”). A DOT is a three-party […]
Black & LoBello on AM720 KDWN
Click here to listen to the Legal Hour on KDWN AM720 from December 28th, 2011 in which Managing Partner, Tisha Black Chernine, Esq., discusses the Supreme Court case regarding MERS‘s ability to properly foreclose in Nevada (2:00), how that decision could help homeowners battling wrongful foreclosure (6:45), how to determine who owns a mortgage loan (19:23), how loan modification programs […]
Nevada at the Forefront
Nevada may be leading the fight to bring banks to task for their role in the current mortgage crisis. However, since so many people do not fully understand the facts, this fight will probably be hard fought until more people and states come on board. There has been so much bank chicanery it seems just […]
Black & LoBello on AM720 KDWN
Click here to listen to the Legal Hour on KDWN AM720 from December 21st, 2011 in which Managing Partner, Tisha Black Chernine, Esq., discusses the bank moratorium on foreclosure processes through the holiday season (5:35), predatory lending practices (11:50), reasonable expectations for legal arguments (16:40), responsibility for a decedent’s health insurance co-payments (19:10), foreclosures on investment properties (22:30), modifying […]
Legislative Causes of the Foreclosure Crisis
One of the major causes of the current foreclosure crisis is related to the history of the banking industry and how it has changed over time. At one point in time, there was a difference between investment, home lending, and commercial banking. The investment banks, like Goldman Sachs or the now-defunct Lehman Brothers, activities were […]
Black & LoBello on AM720 KDWN
Click here to listen to the Legal Hour on KDWN AM720 from December 19th, 2011 in which Andras F. Babero, Esq., discusses the changes of the banking industry (4:00), how AB 284 effects the foreclosure process (15:05), the different types of foreclosure processes and how they work (17:11), commercial property problems in the foreclosure crisis (24:25), who […]
FHA Extends Waiver of Anti-Flipping Regulations Through 2012
In an effort to continue stabilizing home values and improve conditions in communities experiencing high foreclosure activity, Acting Federal Housing Administration (FHA) Commissioner Carol J. Galante will extend FHA’s temporary waiver of the anti-flipping regulations. With certain exceptions, FHA regulations prohibit insuring a mortgage on a home owned by the seller for less than 90 […]
Black & LoBello on AM720 KDWN
Click here to listen to the Legal Hour on KDWN AM720 from December 14th, 2011. Tisha Black Chernine, Esq. hosts special guest Harry Jacobs from Credit Restoration of Nevada who specializes in credit restoration and repair, fully bonded and licensed need in the state of Nevada. Ms. Chernine and Mr. Jacobs discuss the impact of a short sale or foreclosure on […]