FinCEN Reporting Deadline Reinstated – March 21, 2025
As a client or former client of this law firm, we are again reaching out to you regarding the federal filing requirements under the Corporate Transparency Act (CTA) and the regulations promulgated under the CTA by the U.S. Treasury Department. The U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) has required that individuals who have […]
Do I need a Power of Attorney if I have a Revocable Trust?
A Revocable Trust is a legal instrument commonly used for Estate Planning purposes. For instance, if properly executed, a Revocable Trust may prevent your heirs from enduring a lingering probate process. It may also allow your Successor Trustee to step in and handle your financial affairs in the event that you become incapacitated and are […]
Black & LoBello on AM720 KDWN
Listen to the Legal Hour on AM720 KDWN from November 4th, 2014 in which Jeffrey J. Whitehead, Esq., discusses the need for a court of appeals (1:30), Questions 2 and 3 (3:20), small business (4:30), the Tesla battery plant (6:00), guns and trusts (9:00), health law (16:20), who should have a trust (19:45), important aspects of a trust […]
Black & LoBello on AM720 KDWN
Listen to the Legal Hour on AM720 KDWN from November 13th, 2013 in which Kevin L. Hernandez, Esq., discusses the Fair Debt Collection Practices Act (1:30), cost shifting (9:20), illegal debt collection tactics (11:30), Telephone Consumer Protection Act (14:40), Do Not Call Lists (16:15), telemarketer regulations (20:30), assuming debt from debtor (26:00), enforcing judgments (30:00)(35:00) and writs of garnishment (32:15). […]
Black & LoBello on AM720 KDWN
Listen to the Legal Hour on AM720 KDWN from October 23rd, 2013 in which Managing Partner, Tisha Black Chernine, Esq., discusses the JP Morgan Chase settlement (1:35)(10:05), real estate bid rigging scandals (5:10), the culture of credit (14:00), private vs institutional loans (20:00), selling loans (25:40) and property owned Nevada LLC (26:40). Click here to listen to the Legal Hour […]
CFPB RELEASES CONSUMER ACTION LETTERS
On July 10th, the Consumer Financial Protection Bureau (CFPB) released five action letters to assist consumers facing debt collection. The letters provide templates for verifying and disputing debts, and fighting back against abusive debt collection practices. The letters can be broken down into five general topics: 1.) Obtaining more information about the alleged debt; 2.) […]
Q & A – Can I, the co-signer on a car loan, keep the car?
Q: About four months ago, my boyfriend and I got a car loan, I cosigned on it. recently we have been arguing a lot, so separation is coming Is there any way that I could keep the car, and get his name off the car loan? A: Unfortunately, unless your boyfriend agrees to allow you to take over payments and […]
Crowdfunding Investment Scams
Crowdfunding? Crowdfunding solicitors have become the target of the Nevada Secretary of State. Crowdfunding is generally defined as a method of financing or funding a project with relatively small contributions from a large group of individuals. Crowdfunding is often conducted online through dedicated Crowdfunding sites. In April 2012, the Crowdfund Act was signed into Federal […]
FINAL REMINDER: PARTICIPATE IN THE NATIONAL MORTGAGE SETTLEMENT!
In February 2012, 49 state attorneys general, including Nevada’s AG, and the federal government announced a historic joint state-federal settlement with the country’s five largest mortgage servicers: •Ally/GMAC •Bank of America •Citi •JPMorgan Chase •Wells Fargo This is the largest consumer financial protection settlement in US history. The agreement settles state and federal investigations finding […]
$10 Billion Settlement Expected On Past Abuses In Home Loans
The Office of the Comptroller of Currency announced they are close to a $10 billion settlement with 14 banks related to the U.S. government’s efforts to hold lenders responsible for foreclosure abuses. The announcement comes after just one month of secret talks between regulators and lenders. Among the lenders included in the negotiations are JP Morgan […]