Black & LoBello on AM720 KDWN
Listen to the Legal Hour on AM720 KDWN from August 6th, 2014 in which Michael Li, Esq., discusses changes in bankruptcy laws in Nevada (2:30)(, eligibility for bankruptcy (5:00), fraud and bankruptcy (9:10), income exclusions in bankruptcy (14:30), underwater mortgages (17:30), short sales (19:45), chapter 7 vs. chapter 13 bankruptcy (23:45), bankruptcy exemptions (25:45), cars in bankruptcy (27:00), declaring a mortgage […]
Black & LoBello on AM720 KDWN
Click here to listen to the Credit Show with Harry Jacobs from Credit Restoration of Nevada on KDWN AM720 from September 28th, 2012 featuring Managing Partner, Tisha Black Chernine, Esq. Mrs. Black Chernine and Mr. Jacobs discuss responding to collection letters from credit companies (2:14), responding to a dunning letter to repair credit (8:15), how creditors violate the Fair […]
Black & LoBello on AM720 KDWN
Click here to listen to the Legal Hour on KDWN AM720 from August 22nd, 2012 in which Managing Partner, Tisha Black Chernine, Esq., discusses the lack of interest in real estate issues in the upcoming elections (2:10), student loan debt problems (4:10), how student loans are like credit cards (5:45), lease options on a house (9:45), Mitt Romney’s solution […]
Black & LoBello on AM720 KDWN
Listen to the Legal Hour on KDWN AM720 from May 30th, 2012 in which Managing Partner, Tisha Black Chernine, Esq., hosts special guest, Randy M. Creighton, Esq., a bankruptcy attorney practicing at Black & LoBello. Mrs. Black Chernine and Mr. Creighton discuss misconceptions about bankruptcy (3:40), how to improve credit (8:15), the differences between chapter 7, 11 and 13 bankruptcies (10:15), […]
Black & LoBello on the Radio
Click here to listen to the Legal Hour on KDWN AM720 from October 24th, 2011. Christopher Phillips, Esq. hosts with guest lawyer Randy M. Creighton, Esq. who practices bankruptcy at the law firm Black & LoBello in Las Vegas, Nevada. Mr. Creighton and Mr. Phillips discuss the different types of bankruptcy, debts covered by bankruptcy, cram downs on investment property, how […]
Nevada’s Support Statute For Spouses & Minor Children
The Nevada Legislature has enacted a very powerful statute designed to provide support to surviving spouses and minor children when the gross estate is less than $100,000 (after deducting encumbrances) and avoid paying most, if not all creditors. NRS 146.070 provides that if a person dies with a spouse and no children, leaving a gross […]
Rebuilding Your Credit Score After Bankruptcy
Rebuilding your credit score after bankruptcy is not as difficult as one might imagine. Whether you file bankruptcy or not the most important factor in improving your credit score is the ability to demonstrate a positive-payment history which really comes down to common sense. With that in mind, below are some common sense ideas to […]
Bankruptcy FAQ
1. What is a Chapter 7 bankruptcy and/or a Chapter 13 bankruptcy? Chapter 7 bankruptcy is a liquidation proceeding. The debtor turns over all non-exempt property to the bankruptcy trustee who then converts it to cash for distribution to the creditors. The debtor receives a discharge of all dischargeable debts usually within four months. In […]