Black & LoBello on AM720 KDWN

Listen to the Legal Hour on KDWN AM720 from March 13th, 2013 in which Managing Partner, Tisha Black Chernine, Esq., wrongful military foreclosures (2:05), the lawsuit against Standard & Poor’s (4:30), getting mortgage loans with bad credit (9:45), rebounding housing market (14:00), “as is” real estate sales (15:45), how AB 284 affects the housing market (21:00) and banning sugary […]

Obama Administration’s White Paper Proposes Phasing Out Fannie and Freddie

The Obama administration released its “white paper” outlining the winding down and replacement of Fannie Mae and Freddie Mac.  The goal of the proposals is to decrease the government’s involvement in the mortgage industry.  The first proposal presented by the administration would create a government backstop under a federal reinsurance model.  In the second proposal […]

Las Vegas Home Prices Continue To Fall

Unfortunately, Las Vegas home prices bucked the national trend by falling in May according to Standard & Poor’s monthly S&P/Case-Shiller Home Price Indices report.  Prices in Las Vegas fell 0.5% from April to May and were off 6.5% compared to May 2009. As for the rest of the country, home prices in May in the […]

Strategic Default

Voluntary strategic defaults pose a new wave of defaults hitting the already battered housing market.  A strategic default is voluntary.  It occurs when the borrower decides to stop making payments, or defaults on a home mortgage despite having the financial ability to make the payments.  Usually, this occurs after a substantial drop in the house’s […]