Black & LoBello on the Radio

Click here to listen to the Legal Hour on KDWN AM720 from August 24nd, 2011. Managing Partner, Tisha Black Chernine, Esq., discusses commercial leasing, the motivations of banks to foreclose, assets protected from creditors, exposure of co-signers on mortgage loans and statutory defective foreclosures. Please tune in to AM720 KDWN’s “Legal Hour,” everyday, from 9 AM to […]

What Will Replace Fannie and Freddie?

With the recent election results and the increase in Republican politicians promising to abolish Fannie Mae and Freddie Mac, the topic of what will replace these government sponsored entities is being discussed now more than ever.   Fannie and Freddie have been in a state of uncertainty since the government seizure but a recent Wall Street […]

Nationwide joint investigation could make banks subject to fines

A joint investigation by every state and the District of Columbia could force mortgage companies to settle allegations that they used flawed documents to foreclose on hundreds of thousands of homeowners.  To read the full article please click this link.

Map and Directions to the Town Hall Meeting THIS Weekend

Don’t miss this weekend’s FREE Town Hall meeting hosted by Prudential Americana features experts from various fields related to the Real Estate market to answer YOUR questions. This meeting will be on September 25, 2010 at 10:00 AM located at Green Valley Ranch, Conference Room La Sirena IV. Please submit any questions you would like to have answered […]

Update on the U.S. Real Estate Market

At the end of August, Lender Processing Services (LPS) reported that mortgages on 4,947,000 properties nationwide were at least 30 days past due but NOT in foreclosure. Of those, 2,374,000 were 90 or more days delinquent.   The good news is that the delinquency rate of loans that are 30 days or more past due have […]

Nearly 4 Million Homeowners 60+ Days Late on Mortgages

The phrase “Delinquent Mortgage,” once a foreign concept for many Americans, has now become part of our everyday vernacular. When nearly 4 million homeowners are currently 60 or more days behind on their mortgages, it is actually no surprise that citizens nationwide are buzzing about the housing crisis.  That crisis is worse here in Las Vegas […]

How To Choose The Right Bankruptcy Lawyer

When facing the decision whether or not to file for bankruptcy you want to make sure you have an experienced attorney who will handle your case the way you want.  The following is a list of key issues you need to address and ask about when you are searching for a bankruptcy attorney: Have you […]

6 Mistakes to Avoid On The Eve Of Bankruptcy

The months and days leading up to a bankruptcy filing can make or break your financial future, and possibly stop you from being able to file for bankruptcy.  The following six (6) mistakes must be avoided if you are thinking of filing bankruptcy: Retirement Accounts Borrowing against or cashing in your retirement accounts to try […]

The Automatic Stay In Bankruptcy

The instant bankruptcy is filed, for either Chapter 7 or Chapter 13, a protective umbrella called the automatic stay is triggered which protects the debtor and the debtor’s property against the continuance of any action by any creditor.  For example, the automatic stay would protect and STOP a pending foreclosure. Additionally, when filing a Chapter […]

The Chapter 7 Discharge

The goal of any bankruptcy proceeding is to obtain a discharge of debts.  A discharge releases the debtor from personal liability from most debts and prevents creditors from taking any collection action against you.  Nonetheless, there are many exceptions to receiving a discharge in a bankruptcy proceeding.  Therefore, debtors should consult competent legal counsel before […]