New Foreclosure Laws in California

  The California Department of Housing has released a memorandum detailing the laws that went into effect relating to lending servicers and foreclosure requirements. The 9 page memo is a brief outline of the mandates California lawmakers imposed as a result of the mortgage crisis, robo-signing and poor performance in borrowers services. California’s “Borrower’s Bill […]

Changes to Law Enables More Renewable Energy Investments

Nevada Assembly Bill 186, effective October 1, 2009, is expected to make financing the installation of renewable energy systems throughout the state easier for third parties.  AB 186 clarifies the definition of “third-party ownership” allowing third-party providers to install, own, and operate a renewable energy system, such as solar, on a home or facility and […]

Strategic Default

Voluntary strategic defaults pose a new wave of defaults hitting the already battered housing market.  A strategic default is voluntary.  It occurs when the borrower decides to stop making payments, or defaults on a home mortgage despite having the financial ability to make the payments.  Usually, this occurs after a substantial drop in the house’s […]