Mortgage Settlement Deadline January 18

National Mortgage Settlement — You May Be Eligible for a Distribution Nevada’s Office of the Attorney General, Bureau of Consumer Protection, is contacting Nevada residents who are eligible to receive a portion of the settlement reached by Nevada with various mortgage servicers, including Bank of America, Wells Fargo, GMAC, Allied, and J.P. Morgan Chase.  If your […]

Mortgage Insurers to Allow Short Sales, Deeds-in-Lieu Without Approval

Starting November 1, 2012, if you loan is serviced by Fannie Mac or Freddie Mac, you will not have to receive approval from the mortgager insurer to proceed with a short sale.  Typically, if a homeowner purchases a home and their down payment is less than 20% of the fair market value of the property, the […]

Black & LoBello on AM720 KDWN

Click here to listen to the Legal Hour on KDWN AM720 from September 19th, 2012 in which Managing Partner, Tisha Black Chernine, Esq., hosts special guest Judge Kelly Earley from Department Four of the 8th Judicial District Court.  Mrs. Black Chernine and Judge Earley discuss the importance of judicial elections (1:30), pro se litigants (5:20), tips for negotiating a […]

Black & LoBello on AM720 KDWN

Click here to listen to the Legal Hour on KDWN AM720 from August 1st, 2012 in which Managing Partner, Tisha Black Chernine, Esq., discusses her debate with Laurie Anne Maggiano of the US Treasury Department regarding strategic defaulters (2:45), modification solution fatigue (5:40),  the difficulty of defining financial hardship (6:20), Bank of America’s principal reduction programs (7:50), LIBOR rigging scandal (11:00), right […]

Black & LoBello on AM720 KDWN

Listen to the Legal Hour on KDWN AM720 from May 30th, 2012 in which Managing Partner, Tisha Black Chernine, Esq., hosts special guest, Randy M. Creighton, Esq., a bankruptcy attorney practicing at Black & LoBello.  Mrs. Black Chernine and Mr. Creighton discuss misconceptions about bankruptcy (3:40), how to improve credit (8:15), the differences between chapter 7, 11 and 13 bankruptcies (10:15), […]

Black & LoBello on AM720 KDWN

Click here to listen to the Legal Hour on KDWN AM720 from March 28th, 2012 in which Managing Partner, Tisha Black Chernine, Esq., discusses why Federal programs fail to help the real estate market (3:00), how private lenders can guard against title fraud (5:40), how to dissolve ownership of a property (11:00), short sales vs. principal reductions (17:17), options […]

Black & LoBello on the Radio

Click here to listen to the Legal Hour on KDWN AM720 from March 21st, 2012 in which Managing Partner, Tisha Black Chernine, Esq., hosts special guest, Mark Baker from Sierra Pacific Mortgage.  Ms. Black Chernine and Mr. Baker discuss what the HARP program does and how it can help people (1:50), the limits to the  HARP (12:45), the pros and cons of strategic default vs. […]

Nevada’s Attorney General Talks About Mortgage Settlement

The nationwide mortgage settlement will mean $1.5 billion dollars is headed Nevada’s way. But once that money is divided, will it help underwater Nevadans stay in their homes? via Nevada’s Attorney General Talks About Mortgage Settlement.

Black & LoBello on AM720 KDWN

Click here to listen to the Legal Hour on KDWN AM720 from January 25th, 2012 in which Managing Partner, Tisha Black Chernine, Esq., discusses the impact of walking away from a mortgage vs. negotiating with the banks (4:26), how banks committed fraud during the housing bubble (6:10), how to spot title issues when buying real estate (9:52) (33:36), trouble foreigners […]