Lawyer vs. FHA

New Orleans residents are challenged often with the task of tracing home titles back potentially hundreds of years. With a community rich with history stretching back over two centuries, houses have been passed along through generations of family, making it quite difficult to establish ownership. Here’s a great letter an attorney wrote to the FHA […]

Strategic Default

Voluntary strategic defaults pose a new wave of defaults hitting the already battered housing market.  A strategic default is voluntary.  It occurs when the borrower decides to stop making payments, or defaults on a home mortgage despite having the financial ability to make the payments.  Usually, this occurs after a substantial drop in the house’s […]

Government Helps Make Loan Modifications Permanent

If you are a homeowner who has received a home mortgage loan modification recently, chances are your lender offered you a three-month trial program. The three-month trial program is a creation of the Federal Government’s Making Homes Affordable Program (MHA).  Homeowners are required to make a mortgage payment for three months in a row, normally […]

Nevada Foreclosure Mediation Program Helps Thousands of Homeowners

Nevada Supreme Court Justice James W. Hardesty announced that more than 3,400 homeowners who received notices of default have requested mediation in the Nevada Foreclosure Mediation Program as they seek to hold on to their homes.  Since the program first began on July 1, 2009, 372 mediations have been conducted and another 805 mediations have […]

Negligent and Intentional Misrepresentation

Part of a Real Estate Agents duties, pursuant to NRS, 645 et. seq., requires that a real estate licensee: 1. Use reasonable skill and care with respect to all parties to the real estate transaction; and 2. Advise the client to obtain advice from an expert relating to matters which are beyond the expertise of […]

First Time Homebuyer Tax Credit Extension

Recently, Senators agreed to extend the first time homebuyers tax credit and offer a reduced credit to some repeat homebuyers. The tax credit provides up to $8,000 to first-time homebuyers and was set to expire at the end of November. Senators agreed to extend the existing tax credit for first-time homebuyers and offer a reduced […]