Black & LoBello on AM720 KDWN

Listen to the Legal Hour on KDWN AM720 from February 22nd, 2012 in which Managing Partner, Tisha Black Chernine, Esq., discusses the Multi-State Settlement (2:00), how mortgage modifications work (5:12), tips for dealing with banks (12:00), escrow impound accounts (18:30), what happens to a property and the mortgage after death (23:00), what happens to debt after death (25:20), how […]

Nevada’s Attorney General Talks About Mortgage Settlement

The nationwide mortgage settlement will mean $1.5 billion dollars is headed Nevada’s way. But once that money is divided, will it help underwater Nevadans stay in their homes? via Nevada’s Attorney General Talks About Mortgage Settlement.

Black & LoBello on AM720 KDWN

Click here to listen to the Legal Hour on KDWN AM720 from January 25th, 2012 in which Managing Partner, Tisha Black Chernine, Esq., discusses the impact of walking away from a mortgage vs. negotiating with the banks (4:26), how banks committed fraud during the housing bubble (6:10), how to spot title issues when buying real estate (9:52) (33:36), trouble foreigners […]

The Multi-State Settlement Part 1 of 3: What Has Happened

Wall Street knew all of the mortgages were bad when they created or bought and sold them. Furthermore, they knew the warranties of quality they made regarding the caliber of the loans, whether to the certificate purchasers of the Residential Mortgage Backed Securities (“RMBS”) pools or the Government Sponsored Entities (“GSE”), were meaningless when they […]

Black & LoBello on AM720 KDWN

Click here to listen to the Legal Hour on KDWN AM720 from January 4th, 2012 in which Managing Partner, Tisha Black Chernine, Esq., discusses recent case law regarding homeowners’ right to sue lenders under HAMP or HAFA (2:40), how to dispute NODs (4:05), the book Chasing Goldman Sachs by Suzanne McGee and what it says about how Fannie Mae and Freddie […]

Did MERS Mess Up Everything?

MERS stands for Mortgage Electronic Registration System and, as a company, represents some of the most difficult issues Nevada must deal with as part of the mortgage crisis.  Normally, when a person gets a loan for a property in Nevada, the loan is secured by a deed of trust (“DOT”). A DOT is a three-party […]

Black & LoBello on AM720 KDWN

Click here to listen to the Legal Hour on KDWN AM720 from December 28th, 2011 in which Managing Partner, Tisha Black Chernine, Esq., discusses the Supreme Court case regarding MERS‘s ability to properly foreclose in Nevada (2:00), how that decision could help homeowners battling wrongful foreclosure (6:45), how to determine who owns a mortgage loan (19:23), how loan modification programs […]

Nevada at the Forefront

Nevada may be leading the fight to bring banks to task for their role in the current mortgage crisis.  However, since so many people do not fully understand the facts, this fight will probably be hard fought until more people and states come on board.  There has been so much bank chicanery it seems just […]

Black & LoBello on AM720 KDWN

Click here to listen to the Legal Hour on KDWN AM720 from December 21st, 2011 in which Managing Partner, Tisha Black Chernine, Esq., discusses the bank moratorium on foreclosure processes through the holiday season (5:35), predatory lending practices (11:50), reasonable expectations for legal arguments (16:40), responsibility for a decedent’s health insurance co-payments (19:10), foreclosures on investment properties (22:30), modifying […]

Black & LoBello on AM720 KDWN

Click here to listen to the Legal Hour on KDWN AM720 from December 19th, 2011 in which Andras F. Babero, Esq., discusses the changes of the banking industry (4:00), how AB 284 effects the foreclosure process (15:05), the different types of foreclosure processes and how they work (17:11), commercial property problems in the foreclosure crisis (24:25), who […]