Wildfires Ignite Nevada Insurance Industry
At the July 31 Nevada Legislature Joint Interim Standing Committee on Commerce and Labor, Nevada Department of Insurance (NDOI) Commissioner Scott Kipper and Insurance Regulation Liaison Adam Plain provided an overview of the issues regarding affordability and accessibility of insurance. In particular, they addressed the challenges obtaining homeowners insurance and commercial habitational insurance for apartments […]
Future Homeowner’s Be Aware!

[vc_row][vc_column][vc_column_text]This is really aimed at cash buyers, or those making down payments by wire. The newest scam to be aware of involves fake wiring instructions being received by email to unsuspecting purchasers. Imagine that you have saved all your life for the purchase of a home only to have your hopes dashed and crushed because […]
Black & LoBello on AM720 KDWN
Listen to the Legal Hour on AM720 KDWN from November 19th, 2014 in which Michael Li, Esq., discusses Caesars’ corporate bankruptcy (1:15), liquidation vs. debt readjustment (8:00), the housing market (10:00), stripping off 2nd mortgage (12:15), chapter 7 vs. chapter 13 (15:30), Mortgage Modification Mediation Program (19:10), bank-owned real estate (24:30), eviction (26:15), chapter 7 exemptions (29:50) and unsecured […]
Black & LoBello on AM720 KDWN
Listen to the Legal Hour on AM720 KDWN from November 26th, 2014 in which in which Steven Mack, Esq., and special guest, Cynthia L. Glickman, PhD., discuss the verdict in the shooting of Michael Brown in Ferguson, MO (1:15)(11:00), police and body cameras (8:30), Las Vegas real estate market (14:10), effects of new legislation on banks and real estate (17:20), […]
Black & LoBello on AM720 KDWN
Listen to the Legal Hour on AM720 KDWN from October 8th, 2014 in which Kevin L. Hernandez Esq., and Steve Schauer from New American Funding discuss the Las Vegas’ housing industry (1:45), Home Is Possible Program (5:45)(31:25), growth trends (9:45), mortgage interest rates (13:15), different mortgage term lengths (15:00), home loan pre-approval process (20:15), Fair Credit Reporting Act (24:15) and debt to income ratio […]
Black & LoBello on AM720 KDWN
Listen to the Legal Hour on AM720 KDWN from August 6th, 2014 in which Michael Li, Esq., discusses changes in bankruptcy laws in Nevada (2:30)(, eligibility for bankruptcy (5:00), fraud and bankruptcy (9:10), income exclusions in bankruptcy (14:30), underwater mortgages (17:30), short sales (19:45), chapter 7 vs. chapter 13 bankruptcy (23:45), bankruptcy exemptions (25:45), cars in bankruptcy (27:00), declaring a mortgage […]
Black & LoBello on AM720 KDWN
Listen to the Legal Hour on AM720 KDWN from February 5th, 2014 in which Managing Partner, Tisha Black Chernine, Esq., and Mark Stark, CEO of Prudential Americana, discuss the current Nevada real estate market (2:00)(11:00), improvements in the real estate market (6:45), Nevada’s job market (13:00), small businesses in Nevada (15:30), evaluating different HOAs (16:45), challenging HOA policy (20:15) […]
Unfair Debt Collection Practices
BLACK & LOBELLO FILES FEDERAL COMPLAINT AGAINST CASHCALL, INC. AND WS FUNDING, LLC FOR UNFAIR DEBT COLLECTION PRACTICES Complaint against Cashcall, Inc. and WS Funding, LLC On August 9, 2013, Black & LoBello filed a federal complaint alleging Cashcall, Inc. and WS Funding, LLC engaged in violations of the Fair Debt Collection Practices Act (“FDCPA”) […]
Black & LoBello on AM720 KDWN
Listen to the Legal Hour on AM720 KDWN from October 23rd, 2013 in which Managing Partner, Tisha Black Chernine, Esq., discusses the JP Morgan Chase settlement (1:35)(10:05), real estate bid rigging scandals (5:10), the culture of credit (14:00), private vs institutional loans (20:00), selling loans (25:40) and property owned Nevada LLC (26:40). Click here to listen to the Legal Hour […]
Black & LoBello on AM720 KDWN
Listen to the Legal Hour on AM720 KDWN from October 2nd, 2013 in which in which Steven Mack, Esq., discusses road rage and motorcycle helmet laws (1:40)(14:05), illegally recorded property deeds (9:15), statute of limitations for debt (20:00), HOA super priority liens (23:05), HOA foreclosed properties (30:35) and Home Means Nevada’s Home Retention Program (32:00). Click here to […]